Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Choosing a Retirement Plan that Fits Your Business To choose a plan, it’s important to ask yourself four key questions. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.